Because workers' compensation is designed as a no-fault insurance program, when an employee is injured on the job they do not need to prove that the injury was the employer’s, or another employee’s someone else's fault to receive benefits. Also, it is mandated by state law that employers with 4 or more employees carry workers comp insurance. The state has guidelines and regulations to prevent or reduce the incidence of fraudulent claims, to administer and enforce the laws, and to protect the worker’s rights.
These regulations in Florida have led to a number of limitations for employees, employers, insurance providers, medical providers and attorneys. Florida state law has limits on hospital fee schedules, limits on chiropractic services, limits on hourly attorney fees to medical-only cases with maximum limits on their amount, and limits on exemptions from workers' compensation coverage.
Other items covered by Florida workers comp legislation include defined eligibility standards for permanent total disability benefits, permanent partial disability benefit amounts, and limits on the number of independent medical examinations on can have. In addition to these limits, the state has also strict penalties for fraud.
Florida statutes govern the workers comp benefits available to you, set limits on amounts awarded, and set time limits on filing for workers’ comp claims.
To learn more about workers compensation law in Port St. Lucie , Stuart, West Palm Beach, and the surrounding areas in Florida, call the law firm of Attorney Louis P. Pfeffer today toll-free at 866-959-9237or fill out our online form.
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